In today’s world, having a solid credit rating is a big deal. For many people credit is not just a way to purchase goods and services when they need them, but a gauge to possibly getting a job or qualifying for that next large purchase such as a home or car. For these reasons alone it is important to know where your current credit score is and understand the ways to Raise Credit Score. One of the easiest ways to do so is by disputing any dated negative on your rating. For the most part, if these negatives are old or small enough, creditors will erase the balance.